The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/aaby

AABY

Aam Aadmi Bima Yojana
AssamIndividualCentralCentral Sector SchemeMinistry Of Labour and EmploymentNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

The Aam Aadmi Bima Yojana (AABY) is a social security scheme for rural landless households implemented by the Ministry of Labour & Employment, Government of India. The scheme provides insurance coverage to the head of the household or an earning member of the family in the age group of 18 to 59.

In detail

The Aam Aadmi Bima Yojana (AABY) is a social security scheme launched by the Ministry of Labour & Employment, Government of India, and implemented through LIC. It provides death and disability coverage to members of 48 specific occupational/vocational groups, rural landless households, and unorganized workers. Beneficiaries aged 18–59 years pay subsidized annual premiums of ₹200 for insurance coverage. Additionally, scholarships are granted for children studying in grades 9–12, ensuring holistic family welfare.

Who qualifies

  • The applicant should be aged between 18 and 59 years.
  • The applicant should normally be the head of the family or an earning member.
  • The applicant’s family should be categorized as below the poverty line (BPL) or marginally above the poverty line.
  • The applicant should belong to an identified occupational or vocational group.
  • The applicant should be part of a rural landless household.

What you get

> Life Insurance Coverage:

  • Natural death: ₹30,000/-
  • Death due to accident: ₹75,000/-

> Disability Benefits:

  • Total permanent disability (loss of two eyes or two limbs) due to accident: ₹75,000/-
  • Partial permanent disability (loss of one eye or one limb) due to accident: ₹37,500/-

Scholarship:

  • Two children of the beneficiary studying between 9th to 12th Standard shall receive ₹100/- per month (for each child half yearly – on 1st July and on 1st January, each year).

<br>

> Annual Premium Amount: ₹200/- per member.

  • Subsidy from Social Security Fund (SSF): 50% of the total premium (₹100/-) is subsidized by the Government of India through the Social Security Fund (SSF). - Premium Payment for Rural Landless Households (RLH): The remaining 50% of the premium (₹100/-) is paid by the respective State Government or Union Territory. - Premium Payment for Other Occupational Groups: The remaining 50% of the premium (₹100/-) is covered by a combination of contributions from the Nodal Agency, the Member, and/or the State Government/Union Territory.
Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here408 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name296 characters
✗
Implementing agency published herefield absent from the record
✓
How to apply published hereoffline mode declared, no URL needed
✗
Start date published herenot published
✗
End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
Something missing or wrong on this page? This register only knows what four government sources publish. If you know where the real figure lives, a link to the notification or order is what lets us publish it. Tell us on GitHub

Provenance

Every field above, and where it came from
schemeNameAam Aadmi Bima YojanamyScheme &middot; 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryNameMinistry Of Labour and EmploymentmyScheme &middot; 2026-09-02
dbtSchemeTruemyScheme &middot; 2026-09-02
achievement data...no source publishes this for any central scheme