AHCPPMAY

The scheme aims to provide affordable pucca housing with basic amenities to lower-income groups individuals in Uttarakhand through a partnership model under the Pradhan Mantri Awas Yojana (Urban).

The “Affordable Housing Component in Partnership” is a scheme component of Pradhan Mantri Awas Yojana (Urban) under Uttarakhand Housing Policy Rules, 2024, implemented by the Housing Department, Government of Uttarakhand. The scheme aims to provide affordable pucca housing with basic amenities to lower-income groups individuals in Uttarakhand through a partnership model under the Pradhan Mantri Awas Yojana (Urban).

• The beneficiary must have an annual income of less than ₹3 lakh.
• The beneficiary must be a citizen of India.
• The beneficiary must have been residing in Uttarakhand prior to 17.06.2015 (residence certificate must be provided).
• The beneficiary must not own a house anywhere in India.
• Registration must be completed on the portal of the Ministry of Housing and Urban Affairs, Government of India: https://pmaymis.gov.in/. 1. Registration can be done through the concerned Municipal Corporation office, Urban Development Office, or through Project Developers/Authorities.
• As per the Uttarakhand Housing Policy, only individuals whose registration has been completed on the Pradhan Mantri Awas Yojana (Urban) portal and who have been issued a Unique Identification Number are eligible for house allotment under this scheme.

Under the Pradhan Mantri Awas Yojana, assistance is provided for constructing housing in four ways:

• In-situ Slum Redevelopment
• Credit-Linked Subsidy
• Affordable Housing in Partnership
• Beneficiary-led Individual House Construction or Enhancement

The benefits, eligibility, and process for the above-mentioned point (3) “Affordable Housing Component in Partnership” are as follows:

Under this scheme, individuals belonging to the lower-income group residing in the state are provided with a pucca house with a carpet area of up to 30 sq. m. along with basic amenities such as electricity, drinking water, etc. Currently, the Housing Department has proposed the construction of 15,960 EWS (Economically Weaker Section) houses under approximately 20 projects across various cities in the state.

For the ongoing projects, the sale price per housing unit has been fixed at ₹6.00 lakh, of which ₹1.50 lakh will be provided by the Central Government, ₹1.50 lakh by the State Government, and the remaining ₹3.00 lakh per unit will be borne by the beneficiary. In addition, to ensure timely completion of the projects, the State Government has also provided VGF (Viability Gap Funding) of ₹50,000 per unit.