ATPPFS
What this is
The scheme aims to provide financial security to Assam tea plantation workers through a contributory provident fund. It benefits eligible employees earning up to ₹6,500/- per month by accumulating 12% contributions from both the worker and employer, earning interest to be paid upon retirement.
In detail
The "Assam Tea Plantations Provident Fund Scheme" is a Social Security Scheme for the Plantation Workers in Assam. The scheme was launched by the Assam Tea Employees Provident Fund Organization, Government of Assam. The scheme aims to provide compulsory savings and social security to tea garden workers and employees in Assam against contingencies like old age, death, and invalidity. The scheme provides a provident fund where both the employee and employer contribute 12% of wages, which accumulates interest at a rate declared by the Board. The applicant must be a daily wage worker or an employee of a plantation or tea factory earning up to ₹6,500/- per month. The scheme is implemented by the Assam Tea Employees Provident Fund Organization and administered by a Board of Trustees. The applications for claims are accepted through the employer or garden management.
Who qualifies
- The applicant must be employed in a tea plantation or a tea factory in Assam.
- The applicant must receive a monthly salary of up to ₹6,500/-.
- The applicant must be a daily wage worker (eligible from the first day of work).
What you get
Provident Fund Accumulation: Members receive credit for their own contribution of 12% of wages and an equal 12% contribution from the employer.
Interest: The accumulated deposits earn interest at a rate declared by the Board every year.
Final Settlement: The total credit balance with interest is paid to the member or nominee upon retirement, resignation, death, or invalidity.
Refundable Advances: Members can avail advances up to 25% of the balance or nine months' pay (whichever is less) for marriage, death ceremonies, medical treatment, or children's higher education.
Housing Advance: A non-refundable advance is available for constructing or purchasing a dwelling house, equal to 24 months' wage, total contribution, or housing cost, whichever is less.
Hardship Relief: A non-refundable advance is granted in cases of hardship due to natural calamities or the closure of a plantation.
not about the scheme.
Provenance
| schemeName | Assam Tea Plantations Provident Fund Scheme | myScheme · 2026-09-02 |
| schemeOpenDate | ... | not published at source |
| schemeCloseDate | ... | not published at source |
| nodalMinistryName | ... | myScheme · 2026-09-02 |
| dbtScheme | False | myScheme · 2026-09-02 |
| achievement data | ... | no source publishes this for any central scheme |