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The Amma Two-wheeler is a scheme that will empower working women in Tamil Nadu State.

The Amma two-wheeler working women scheme Department of Social Welfare and Women Empowerment provides a scheme to empower working women by enabling them to purchase women-friendly two-wheelers and to ease their commute to their enterprises, places of employment, and engagements with banks and community-based institutions. Ease of use is a key consideration and therefore the vehicle is gearless/auto-geared. The Differently Abled Mayavaill o retro-fitted three-wheeler scooters. Each year one lakh working women will benefit through this scheme.

• The applicant should be a native of and residing in Tamil Nadu.
• The applicant should be in the age group of 18 to 40 years.
• The applicant should know how to drive and possess a valid Two Wheeler / Learner License Registration (LLR) at the time of applying.
• The annual income of the beneficiary should not exceed ₹ 2,50,000/-.
• Only woman and only one woman will be eligible to avail of the benefit in a family.
• The applicant should have appeared for the class 8th examination (Passed/Failed).
• Priority will be given to working women residing in remote places, hilly regions, women-headed households, deserted women, destitute widows, differently abled women, Unmarried women aged above 35 years, Scheduled Caste/Tribes, and Transgender.

> Note Saving clause: if the applicant has applied with a Learner License Registration(LLR) she should get a valid Two Wheeler Driving License before submitting the subsidy claim form. She should also attach a copy of the two Wheeler Driving License to the subsidy claim form, at the time of applying. Further, she should produce the original Driving License for official verification, as and when needed.

The reservation under the Amma two-wheeler scheme is as follows:

• 21% of the scheme's allocation is reserved for women belonging to Scheduled Castes.
• 1% of the scheme’s allocation is reserved for women belonging to Scheduled Tribes.
• 4% of the scheme’s allocation is reserved for differently abled women (across all categories).

> Subsidy: A beneficiary under this scheme will be provided with a maximum subsidy of 50% of the cost of the vehicle or ₹25,000/- whichever is less, to purchase a brand new motorized gearless / auto-geared two-wheeler whose engine capacity should not exceed 125cc. The balance cost, over and above the subsidy amount, has to be borne by the beneficiary through a bank/institutional loan or her funds.

> Loan Facilities: The beneficiary can buy the vehicle of her choice from her funds or by availing loans from Banks/Non-Banking Finance Companies (NBFCs) governed by the rules of the Reserve Bank of India (RBI). Reimbursement of subsidy to the beneficiary will be permitted in case the vehicle is purchased from her funds, subject to the fulfillment of the other conditions specified for eligibility

> Women who are engaged individually or collectively as a group for a livelihood activity/wage employment and are commuting for a long distance and their earnings being the primary source of income for the family are the intended beneficiaries. This will also include (among others) the following categories.

i. Women registered as workers in the Organized and Unorganized sectors.

ii. Women employed in Shops and Establishments.

iii. Self-employed women involved in petty trades or otherwise.

iv. Women working in Government Aided Organisations / Private Institutions /

Government Projects / Community-Based Organizations – Panchayats Level Federations(PLF) Village Poverty Reduction Committees (VPRCs), Mavatta Makkal Kattral Maiyam (Makamai), who are either on consolidated salary or daily wages or on contract employment.

v. Banking correspondents/Banking Facilitators and ASHA workers.