The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/bsccs

BSCCS

Bihar Student Credit Card Scheme
BiharIndividualStateOpen since 2016-10-02
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

The Bihar Government launched the Bihar Student Credit Card (BSCC) scheme to provide financial aid to applicants to complete their higher education.

In detail

The Department of Education introduced a scheme named "Bihar Student Credit Card Scheme". Its aim is to provide financial aid to students to complete their higher education. In this scheme, the students can avail loans of up to ₹4 lakhs at minimal interest rates. They can utilize these funds for financing courses like B.Sc, B.A, B.Tech, or MBBS. This scheme is specifically for all those students who are interested in pursuing higher education but due to lack of financial resources, they are not able to pursue the same.

Who qualifies

  • The applicant must be a resident of Bihar state and should be at least 25 years.
  • The applicant must have passed the class 12th.
  • The applicant must get admission to a course in an authorized institute.
  • The applicant must complete the entire course.

What you get

The eligible students will get the following benefits under this scheme:-

  • A maximum loan amount of ₹4 lakh.
  • Loan can be availed for polytechnic, technical and general courses.
  • This assistance may be utilized for purchasing of books and laptops or pay any kind of fees.
  • Repayment of the loan starts once the course has been completed and student have secured a job.
  • The interest rate of the loan is 1% for Divyang, transgender, and girl students.
  • The recovery procedures are flexible since the loan is government-owned.
Listed by myScheme
Documentation completeness
7 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here274 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name148 characters
✗
Implementing agency published herefield absent from the record
✓
How to apply published here1 URL(s) published
✓
Start date published here2016-10-02
✗
End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameBihar Student Credit Card SchememyScheme · 2026-09-02
schemeOpenDate2016-10-02myScheme · 2026-09-02
schemeCloseDate...not published at source
nodalMinistryName...myScheme · 2026-09-02
dbtScheme...myScheme · 2026-09-02
achievement data...no source publishes this for any central scheme