CLS
What this is
"Composite Loan Scheme" aims to provide need-based financial support to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, Minorities, and PwDs to help them pursue various income-generating activities. The scheme encourages self-employment and entrepreneurship.
In detail
The "Composite Loan Scheme" is managed by the Delhi SC/ST/OBC/Minorities/Handicapped Financial & Development Corporation, Government of NCT of Delhi. The scheme aims to provide need-based financial support to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, Minorities, and Persons with Disabilities to help them pursue various income-generating activities. The scheme encourages self-employment and entrepreneurship, promoting economic independence and social inclusion for the targeted groups.
Who qualifies
- The applicant should be from one of the following target groups - Scheduled Caste, Scheduled Tribe, Other Backward Class, Minority, Persons with Disability.
- The applicant should be a resident of Delhi.
- The applicant's age should be between 18 to 50 years.
- The annual family income of the applicant (from all sources) should not exceed ₹1,20,000/-.
- The applicant should be willing to pursue one of the income-generating activities given in the scheme guidelines.- The applicant must have a proper workplace, for starting the proposed activity, either owned or rented.
- The applicant should not have been declared a defaulter under any of the schemes being implemented by DSFDC.
What you get
Maximum Permissible Loan Amount
- For the SC category, the need-based loan is up to ₹3,00,000/-.
- For OBC, Minority and PwD categories, the need-based loan amount is up to ₹1,00,000/-.
not about the scheme.
Provenance
| schemeName | Composite Loan Scheme | myScheme · 2026-09-02 |
| schemeOpenDate | ... | not published at source |
| schemeCloseDate | ... | not published at source |
| nodalMinistryName | ... | myScheme · 2026-09-02 |
| dbtScheme | False | myScheme · 2026-09-02 |
| achievement data | ... | no source publishes this for any central scheme |