Dduby

DDUBY is a government initiative in Arunachal Pradesh to provide affordable credit to women weavers, offering an interest subvention of 7% on short-term loans and working capital requirements.

The Deen Dayal Upadhyaya Bunkar Yojana (DDUBY) is a scheme launched by the Government of Arunachal Pradesh to empower women weavers by facilitating their access to affordable credit from banks. The scheme aims to provide financial support to women engaged in weaving activities, encouraging entrepreneurship and sustainable livelihoods.

Under this scheme, women weavers can avail themselves of a 7% interest subvention on short-term credit, cash credit limit, working capital limit, weavers' credit card, and Swarojgar credit card obtained from commercial banks and regional rural banks. The scheme covers loans disbursed during the current financial year, subject to a maximum period of one year.

• Gender: The scheme is exclusively for women weavers.
• Weaving Activity: Applicants should be engaged in weaving activities as their primary occupation.
• Ownership of Working Loom(s): Applicants must possess or have ownership of a working loom(s).
• Individual or Group: Both individual women weavers and groups of women weavers are eligible to apply. Companies and partnership firms are not eligible.
• Unit Size and Number of Looms: There is no restriction based on unit size or the number of looms. Weavers of all categories and scales are eligible to apply.