The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/els-cl1mc

ELS-CL1MC

Education Loan Scheme- Credit Line 1 for Minority Community
HaryanaIndividualState/ UTNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

The scheme, implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, provides education loans for pursuing general, professional, and technical courses or training at the graduate and higher levels to minority communities as notified by the Government of India.

In detail

The scheme "Education Loan Scheme- Credit Line 1 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under the scheme, education loans are provided for pursuing general/professional/ technical courses or training at the graduate and/or higher level to minority communities (Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains) as notified by the Government of India. The Nigam provides loans up to ₹20,00,000/- for studies in India and up to ₹30,00,000/- for studies abroad at an interest rate of 3%. Beneficiaries must have obtained admission to a professional or technical course approved by an appropriate agency such as AICTE, Medical Council of India, UGC, etc. in a recognized institute and must have secured a minimum of 50% marks in the qualifying exam.

Who qualifies

  • The applicant should be a permanent resident of Haryana.
  • The applicant should be between 16 and 32 years old.
  • The annual family income of the applicant should not exceed ₹98,000/- (Rural Area) and ₹1,20,000/- (Urban Area).
  • The applicant should belong to a minority community, i.e. Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
  • The applicant should have obtained admission to any professional and technical course approved by an appropriate agency such as AICTE, Medical Council of India, UGC, etc., in a duly accredited/recognized institute.
  • The applicant must have secured a minimum of 50% marks in the qualifying exam i.e., the exam whose qualification is a pre-requisite for the course.
  • The applicant should have a Parivaar Pehchan Patra (PPP ID).

What you get

  • Under this scheme, Nigam provides loans up to ₹20,00,000/- for studies in India and up to ₹30,00,000/- for studies abroad at an interest rate of 3%.
  • The education loans are provided for pursuing general/professional/technical courses or training at the graduate and/or higher level to minority communities i.e. Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here807 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name295 characters
✓
Implementing agency published herenamed
✗
How to apply published hereno URL and no offline mode declared
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Start date published herenot published
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End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameEducation Loan Scheme- Credit Line 1 for Minority CommunitymyScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryName...myScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme