The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/els-cl2mc

ELS-CL2MC

Education Loan Scheme- Credit Line 2 for Minority Community
HaryanaIndividualState/ UTNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

The scheme is implemented by Haryana Backward Classes & Economically Weaker Sections Kalyan Nigam, aims to provide education loans to sections of minority population on the basis of "Creamy Layer". These loans support pursuing general/professional/technical courses at graduate levels or higher.

In detail

The scheme "Education Loan Scheme- Credit Line 2 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under the scheme, education loans are provided to sections of the minority population defined based on a "Creamy Layer" i.e., an annual family income of ₹8,00,000/-. These loans are available for pursuing general/professional/technical courses or training at the graduate level or higher. The Nigam provides loans of up to ₹20,00,000/- for professional degree courses in India and up to ₹30,00,000/- for courses abroad, with an interest rate of 8% for males and 5% for females. Applicants must belong to a minority community (Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains) and be permanent residents of Haryana.

Who qualifies

  • The applicant should be a permanent resident of Haryana.
  • The age of the applicant should be between 16 and 32 years.
  • The annual family income of the applicant should be between ₹98,001/- to ₹8,00,000/- (Rural Area) and ₹1,20,001 to ₹8,00,000/- (Urban Area).
  • The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
  • The applicant should have obtained admission to any professional and technical course approved by an appropriate agency such as AICTE, Medical Council of India, UGC, etc., in a duly accredited/recognized institute.
  • The applicant must have secured a minimum of 50% marks in the qualifying exam i.e., the exam whose qualification is a pre-requisite for the course.
  • The applicant should have a Parivaar Pehchan Patra (PPP ID).

What you get

  • Under this scheme, Nigam provides loans of up to ₹20,00,000/- for professional degree courses in India and up to ₹30,00,000/- for courses abroad, with an interest rate of 8% for males and 5% for females.
  • The education loans are provided for pursuing general/professional/ technical courses or training at the graduate and/or higher level to minority communities i.e. Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

<br>

Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here843 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name295 characters
✓
Implementing agency published herenamed
✗
How to apply published hereno URL and no offline mode declared
✗
Start date published herenot published
✗
End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
Something missing or wrong on this page? This register only knows what four government sources publish. If you know where the real figure lives, a link to the notification or order is what lets us publish it. Tell us on GitHub

Provenance

Every field above, and where it came from
schemeNameEducation Loan Scheme- Credit Line 2 for Minority CommunitymyScheme &middot; 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryName...myScheme &middot; 2026-09-02
dbtSchemeFalsemyScheme &middot; 2026-09-02
achievement data...no source publishes this for any central scheme