The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
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NASELGTKVN

New Akanksha Scheme (Educational Loan) (GTKVN)
GujaratIndividualState/ UTNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

Under this scheme, education loans are provided at subsidized interest rates to students belonging to Thakor and Koli communities for pursuing graduate and postgraduate studies in fields such as engineering, medical, MBA, and MCA.

In detail

The "New Akanksha Scheme (Educational Loan)" is implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to provide financial support for higher technical and professional education to students belonging to Thakor and Koli communities. Under this scheme, loans are provided at subsidized interest rates to students for pursuing graduate and postgraduate studies in fields such as engineering, medical, MBA, and MCA.

Who qualifies

  • The applicant should be a resident of Gujarat.
  • The applicant should belong to the Thakor or Koli caste/community.
  • The family's annual income should not exceed ₹3,00,000/-.
  • The applicant should have secured admission in a recognized institution for:
  • MBA or equivalent (approved by AICTE)
  • MCA (Master of Computer Applications or equivalent)
  • Undergraduate Engineering programs (approved by AICTE/IITs)
  • MBBS or equivalent (approved by Medical Council of India)

Note: At least 50% of the total sanctioned loan amount will be reserved for applicants from families earning up to ₹1,50,000 annually.

What you get

> Education Loan Details:

Loan Amount: Up to ₹15,00,000/-.

Interest Rate: 4% per annum for male students and 3.5% per annum for female students.

Coverage Includes:

  • Admission fees and tuition fees
  • Books, writing materials, necessary equipment and examination fees required for the course
  • Accommodation & food expenses
  • Travel and insurance premiums

Contribution:

  • 90% by Central Corporation
  • 5% by State Government
  • 5% by the Beneficiary

Repayment Terms:

  • Repayment Period: 60 equal monthly installments (5 years)
  • Start of Repayment: Within 6 months from course completion or employment, whichever is earlier.

Who is excluded

  • Loan is not eligible in case of admission obtained under management quota.
Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here631 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name230 characters
✓
Implementing agency published herenamed
✗
How to apply published hereno URL and no offline mode declared
✗
Start date published herenot published
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End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameNew Akanksha Scheme (Educational Loan) (GTKVN)myScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryName...myScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme