The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/fsls

FSLS

Foreign Study Loan Scheme (GUEEDC)
GujaratIndividualState/ UTNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

Loan scheme offering up to ₹15 lakh at 4% simple interest to unreserved category students for MBBS, PG, or equivalent courses abroad with flexible collateral and repayment conditions.

In detail

The scheme provides financial loan assistance to students from the unreserved category to pursue higher education abroad. Loans up to ₹15 lakh are granted at simple interest of 4% per annum, with flexible repayment options. Security and repayment conditions depend on the loan amount. This scheme aims to support meritorious, economically weaker students for global education opportunities.

Who qualifies

  • The applicant must be a citizen of India and a resident of Gujarat.1. The applicant must belong to the Unreserved category.1. The applicant must have passed Class 12 with 60% or more marks.1. The applicant must be seeking admission to MBBS, Master’s, PG Diploma, or equivalent programs abroad.1. The applicant’s annual family income must be ₹6.00 lakh or less.

What you get

Loan Amount: Up to ₹15.00 lakh

Interest Rate: Simple interest at 4% per annum

Collateral:

Up to ₹7.50 lakh: Property valued at 1.5 times the loan amount

Above ₹7.50 lakh: Property equal to the loan amount

Loan Repayment:

Up to ₹5 lakh: repay in 5 years after 1-year moratorium

Above ₹5 lakh: repay in 6 years after 1-year moratorium

Borrower can pre-pay without penalty

Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here389 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name183 characters
✓
Implementing agency published herenamed
✗
How to apply published hereno URL and no offline mode declared
✗
Start date published herenot published
✗
End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameForeign Study Loan Scheme (GUEEDC)myScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryName...myScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme