The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/gsccs

GSCCS

Guruji Student Credit Card (GSCC) Scheme
JharkhandIndividualState/ UTNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

Under this scheme, a financial support initiative by the Jharkhand Government to help students pursue higher education without financial constraints. Under this scheme, eligible students can avail of education loans up to ₹15,00,000 at a subsidized 4% simple interest rate, with additional benefits.

In detail

The Guruji Student Credit Card (GSCC) Scheme was launched by the Department of Higher and Technical Education, Government of Jharkhand. The scheme aims to provide financial support to students pursue higher education without financial constraints. Under this scheme, eligible students can avail education loans up to ₹15 lakhs at a subsidized 4% simple interest rate, with additional benefits for female students.

Who qualifies

  • The applicant should be a student.
  • The student should be an Indian national.
  • The student should have completed class 10th to pursue a diploma and class 10th and 12th to pursue undergraduate or higher courses from a recognized school in Jharkhand.
  • The student should have secured admission in institutions like IITs, IIMs, IIESTs, ISIs, NLUs, AIIMSs, NITs, XLRI, IISCs, BITS, SPA, NID, IIFTs, ICFAI Business School etc within and outside of the state (within India) which are ranked up to 200 in the overall list or ranked up to 100 in their respective individual category of NIRF Rankings or have been accredited grade either “A" or above by NAAC.
  • The student should not be aged more than 40 (forty) years at the time of application for loan.
  • The student should not be a prior beneficiary of the scheme.
  • The student should not have availed education loan from any State Co-operative Banks, Central Co-operative Banks, District Central Co-operative Banks, or any Public or Private sector Banks for the course in which he/she is applying for a loan under the Scheme.

What you get

  • Education loans up to ₹15,00,000/- at a subsidized 4% interest rate.
  • Long Repayment Term: Maximum repayment tenure of up to 15 years.
  • No Processing Fees: No additional fees for loan processing, sanctioning, or disbursement.
Listed by myScheme
Documentation completeness
5 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here1101 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name300 characters
✗
Implementing agency published herefield absent from the record
✗
How to apply published hereno URL and no offline mode declared
✗
Start date published herenot published
✗
End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameGuruji Student Credit Card (GSCC) SchememyScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryName...myScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme