The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/isec

ISEC

Interest Subsidy Eligibility Certificate (ISEC) Scheme
NationwideBusiness EntityCentralCentral Sector SchemeMinistry Of Micro, Small and Medium EnterprisesNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

The scheme aims to provide concessional working capital loans at 4% interest to khadi institutions through interest subsidy support.

In detail

Introduced in 1977, the scheme "Interest Subsidy Eligibility Certificate (ISEC)" by the Ministry of Micro, Small and Medium Enterprises, Government of India, aims to provide concessional credit at 4% interest through subsidy support to khadi institutions for meeting working capital requirements. The scheme "Interest Subsidy Eligibility Certificate (ISEC)" by the Ministry of Micro, Small and Medium Enterprises, Government of India aims to provide concessional credit at 4% interest through subsidy support to khadi institutions for meeting working capital requirements.

Who qualifies

  • The applicant must be a khadi institution.
  • The applicant must have a valid Khadi Certificate.
  • The applicant must have a sanctioned khadi programme.
  • The applicant must be registered with Khadi and Village Industries Commission (KVIC) or State Khadi and Village Industries Boards (KVIBs).

What you get

  • Interest Subsidy: Loans available at a concessional interest rate of 4% per annum for working capital. - Subsidy Support: The difference between the actual bank interest rate and 4% is paid by the Central Government through the Khadi and Village Industries Commission (KVIC). - Funding Support: Helps bridge gap between required funds and budgetary allocation. - Sector Coverage: Applicable for khadi and polyvastra sector only.
Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here303 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name133 characters
✗
Implementing agency published herefield absent from the record
✓
How to apply published hereoffline mode declared, no URL needed
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Start date published herenot published
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End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameInterest Subsidy Eligibility Certificate (ISEC) SchememyScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryNameMinistry Of Micro, Small and Medium EnterprisesmyScheme · 2026-09-02
dbtScheme...myScheme · 2026-09-02
achievement data...no source publishes this for any central scheme