JBCMCSHSFDC
What this is
Under this scheme, the Corporation provides loans to individuals from Below Poverty Line (BPL) families, whose annual family income does not exceed ₹1,80,000/-, in both rural and urban areas for purchasing animal-driven carts such as Jhota Buggis, camel carts, and mule carts.
In detail
The scheme "Jhota Buggi/Camel/Mule Cart" is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with the bank tie-up schemes. The HSFDC is a Company registered under the Companies Act, 1956 on 02.01.1971. It is a wholly Government-owned Corporation with a 51% share of the State Government and a 49% share of the Government of India.
Under this scheme, the Corporation provides loans to individuals from Below Poverty Line (BPL) families, whose annual family income does not exceed ₹1,80,000/-, in both rural and urban areas for purchasing animal-driven carts such as Jhota Buggis, camel carts, and mule carts. The scheme provides a subsidy of 50% of the total cost, with a maximum subsidy amount of ₹10,000/-.
Who qualifies
- The applicant should be a resident of Haryana.
- The applicant should belong to the Scheduled Caste Category.
- The applicant should belong to the Below Poverty Line (BPL) family.
- The applicant's annual family income should not exceed ₹1,80,000/- in both rural and urban areas.
- The applicant's annual family income should not exceed the BPL limit.
- The applicant's name should be included in the BPL Survey List.
Note: The eligibility of the applicant is verified by the field staff before sponsoring the same to the bank for sanction.
What you get
Project Cost Ceiling:
- Up to ₹1,50,000 /-.
Subsidy:
- Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-)
Bank Loan:
- Besides subsidy, the composite loan i.e. subsidy, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries.
> Interest criteria for the loan amount recoverable by HSFDC:
Upto Amount (₹)Interest % P.A.Penal Interest % P.A.₹1,50,000 /- 4 4
Interest Starts onPenalty Start After Principal Recovery Starts AfterInstallment Starts AfterInstallment PeriodSame Day 180 Days 360 Days 180 Days 180 Days
not about the scheme.
Provenance
| schemeName | Jhota Buggi/Camel/Mule Cart Scheme (HSFDC) | myScheme · 2026-09-02 |
| schemeOpenDate | ... | not published at source |
| schemeCloseDate | ... | not published at source |
| nodalMinistryName | ... | myScheme · 2026-09-02 |
| dbtScheme | False | myScheme · 2026-09-02 |
| achievement data | ... | no source publishes this for any central scheme |