MAY

The Mukhyamantri Amrutum Yojana, is a health insurance scheme launched by the Government of Gujarat on 4th September 2012. It was initially launched only to cater to people who fall under the lowest income groups of the state i.e. Below Poverty Line (BPL).

A large number of households are pushed into poverty as a result of the high costs of household spending on health care. The Below Poverty Line (BPL) population is especially vulnerable to catastrophic health risks. To address this key vulnerability faced by the BPL population in Gujarat, the State Government has launched a medical care scheme called Mukhyamantri Amrutum (MA) Yojana. The objective of the scheme is to improve access of BPL families to quality medical and surgical care for the treatment of identified diseases involving hospitalization, surgeries and therapies through an em panel network of health care providers.

The individuals and families listed in the BPL list by the State Government are eligible under the MA Yojana. Furthermore, each family member should be present when enrolled under the scheme. However, families that belong marginally above the poverty line can be under the MA Vatsalya Yojana if they follow these criteria –

• The annual income of the family is up to ₹4,00,000/-
• Any member(s) who are Accredited Social Health Activist (ASHA) workers
• Any member(s) who have accredited reporters
• Class-3 and Class-4 employees employed on a fixed payroll by the State Government
• Senior Citizens with families of a total annual income of up to ₹6,00,000/-

> Financial Assistance

• Each family is eligible for health insurance coverage of up to ₹5,00,000/- annually.
• Members of eligible families can avail benefits from any empanelled hospital.

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> Key medical procedures covered:

• Eye surgeries
• Ear, nose, and throat treatments
• Kidney transplants
• Cancer treatments
• Critical accident-related treatments
• Cardiac surgeries and joint replacements.

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> Surgeries Covered in this Scheme

• Cardiovascular Surgeries (a total 153 Benefit Packages)
• Neurosurgery (a total 49 Benefit Packages)
• Burns (a total 12 Benefit Packages)
• Poly Trauma (Not covered by Motor Vehicle Insurance) (a total 8 Benefit Packages)
• Cancer (Malignancies) (Surgical Oncology, Chemotherapy & Radiation Oncology) (a total 210 Benefit Packages)
• Renal (Kidney) (a total 21 Benefit Packages)
• Neonatal (newborn) diseases (a total 23 Benefit Packages)

Mukhyamantri Amrutum Yojana provides quality medical and surgical care for catastrophic illnesses involving hospitalization, surgeries and therapies through an em panel network of hospitals to the BPL families.