The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
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NASELGNDTDC

New Akanksha Scheme (Educational Loan) (GNDTDC)
GujaratIndividualState/ UTNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

Under the scheme, educational loans of up to ₹10 lakh are provided to students belonging to Nomadic and Denotified Tribes communities for pursuing higher professional and technical education at the graduate and postgraduate levels.

In detail

The "New Akanksha Scheme (Educational Loan)" is implemented by the Gujarat Nomadic and Denotified Tribes Development Corporation (GNDTDC) under the Social Justice and Empowerment Department, Government of Gujarat. Under this scheme, educational loans are provided to students belonging to Nomadic and Denotified Tribes communities for pursuing higher professional and technical education at the graduate and postgraduate levels.

Who qualifies

  • The applicant should be a resident of Gujarat.
  • The applicant should belong to the Nomadic Tribe or Denotified Tribe.
  • The applicant's family's annual income should not exceed ₹3,00,000/-.
  • The applicant should be pursuing one of the following courses:
  • MBA or its equivalent (AICTE-approved course)
  • MCA (Master of Computer Applications) or its equivalent (AICTE-approved course)
  • Graduate-level engineering course approved by IIT/AICTE or any other approved professional graduate-level course
  • Graduate-level medical course from a college recognized by the Medical Council of India
  • Diploma course in Nursing

Note: At least 50% of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.

What you get

1. Loan Amount: The maximum loan limit for this scheme is up to ₹10,00,000/-.

2. Included Expenses: The loan amount will include the following:

  • Admission and tuition fees
  • Expenses for books, uniforms, essential materials, and exam fees
  • Accommodation and food expenses
  • Insurance – Policy premium

3. Interest Rate:

  • 4% per annum for male students
  • 3.5% per annum for female students

4. Contribution:

  • 90% contribution from the Central Corporation,
  • 5% from the State Government,
  • 5% from the beneficiary

5. Repayment Period:

  • The loan will have to be repaid in 60 equal monthly installments including interest.
  • The loan will be recovered within 6 months of completion of the course or upon getting a job, whichever is earlier.

Who is excluded

  • Loan is not eligible in case of admission obtained under management quota.
Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here768 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name231 characters
✓
Implementing agency published herenamed
✗
How to apply published hereno URL and no offline mode declared
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Start date published herenot published
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End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameNew Akanksha Scheme (Educational Loan) (GNDTDC)myScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryName...myScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme