The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/nbcfdc-gls

NBCFDC - GLS

NBCFDC General Loan Scheme
NationwideIndividualCentralCentral Sector SchemeMinistry Of Social Justice and EmpowermentNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

A general loan scheme by the Ministry of Social Justice for Indian citizens from backward classes for various income-generating activities. Loan up to ₹15 Lakh per beneficiary for pursuing income-generating activities.

In detail

The scheme "General Loan" has been launched by the National Backwards Classes Finance and Development Corporation (NBCFDC), Ministry of Social Justice and Empowerment and aims to provide loan assistance for various income-generating activities such as agriculture and allied activities, small business, artisan and traditional occupations, transport sector activities, service sector activities, and technical and professional trades/courses. Through this scheme, financial assistance is provided to eligible members of Backwards Classes for undertaking income-generating activities. The scheme is implemented by the National Backwards Classes Finance and Development Corporation (NBCFDC) through its Channel Partners. NBCFDC finances up to 85% of the project cost, while the remaining 15% is contributed by the Channel Partner and/or beneficiary. The applicable rate of interest varies according to the loan amount. The loan is repayable in quarterly instalments over a maximum period of 8 years, including a moratorium period of 6 months on recovery of the principal amount.

Who qualifies

  • The applicant must be an Entrepreneur
  • The applicant should be a member of the Backwards Classes, as notified by the Central Government or the State Government from time to time.
  • The applicant's annual family income should be up to ₹3,00,000/-.

What you get

  • Loan assistance of up to ₹15,00,000/- for income-generating activities such as agriculture and allied activities, small business, artisan and traditional occupations, transport sector, service sector, and technical/professional trades or courses.
  • NBCFDC finances 85% of the project cost, while 15% is contributed by the Channel Partner and/or beneficiary.
  • Concessional interest rates ranging from 6% to 8% per annum, depending on the loan amount.
  • Repayment in quarterly instalments over a maximum period of 8 years, including a 6-month moratorium on recovery of the principal amount.
Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here265 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name218 characters
✗
Implementing agency published herefield absent from the record
✓
How to apply published here1 URL(s) published
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Start date published herenot published
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End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
Something missing or wrong on this page? This register only knows what four government sources publish. If you know where the real figure lives, a link to the notification or order is what lets us publish it. Tell us on GitHub

Provenance

Every field above, and where it came from
schemeNameNBCFDC General Loan SchememyScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryNameMinistry Of Social Justice and EmpowermentmyScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme