The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
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NHIS

Niramaya Health Insurance Scheme
NationwideIndividualCentralCentral Sector SchemeMinistry Of Social Justice and EmpowermentNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

Niramaya Health Insurance Scheme ,launched by the Department of Empowerment of Persons with Disabilities, aims to provide affordable health insurance to the Persons with Disabilities (PwDs).

In detail

“Niramaya Health Insurance Scheme” was launched by the Department of Empowerment of Persons with Disabilities, Ministry of Social Justice & Empowerment. Government of India. The objective of the scheme is to provide affordable Health Insurance to persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities. The scheme provides insurance coverage of up to ₹1,00,000/-, which must be renewed annually after the financial year.

Who qualifies

  • All the disable person who have at least one of the disabilities under the National Trust Act, 1999 with valid disability certificate.

What you get

  • Health insurance coverage: Up to ₹1,00,000/- for various expenses.1. Outpatient department (OPD) treatment: Covers medicines, pathology, diagnostic tests, etc.1. Regular medical checkups: For non-ailing individuals with disabilities.1. Dental care: Preventive dentistry services.1. Surgery: To prevent further disability worsening or for existing disabilities (including congenital).1. Non-surgical/hospitalization: Coverage for non-surgical treatments and related stays.1. Ongoing therapies: For managing disability and related complications.1. Alternative medicine: Coverage for alternative treatment options.

> Health insurance coverage: Up to ₹1,00,000/- bifurcation for various expenses.

  • Section I: Hospitalization : The overall limit for hospitalization expenses is ₹55,000/-. This includes:
  • Corrective Surgeries for existing Disability including congenital disability (Under SECI(A)a maximum capping of ₹15,000/- For other than the corrective surgeries for Existing Disabilities, which is include in the overall limit of ₹40,000/- of Sec I(A))
  • Non-surgical or hospitalization costs are covered up to ₹15,000/-.
  • Section II: Outpatient Department (OPD) : The overall OPD treatment limit is ₹19,000/-, broken down as:
  • OPD treatment, including medicines, pathology, diagnostic tests, etc., is covered up to ₹15,000/-.
  • Dental preventive dentistry is covered up to ₹4,000/-.
  • Section III: Ongoing Therapies
  • A total of ₹20,000/- is allocated for ongoing therapies aimed at reducing the impact of disability.
  • Section IV: Alternative Medicine (AYUSH)
  • Treatment under AYUSH systems of medicine is reimbursable up to ₹4,000/-.
  • Section V: Transportation
  • Transportation costs related to medical treatment are covered up to ₹2,000/-.

Who is excluded

  • The scheme will be available in the entire country except J&K. The scheme further envisages that there shall be.
Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
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Eligibility published here245 characters
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Benefit amount published hereamount or quantity stated
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Description more than a name190 characters
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Implementing agency published herefield absent from the record
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How to apply published hereoffline mode declared, no URL needed
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Start date published herenot published
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End date published hereno end date recorded, so indefinite by omission
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Stored links well-formedall parse
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Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameNiramaya Health Insurance SchememyScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryNameMinistry Of Social Justice and EmpowermentmyScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme