Route · /scheme/pmay-u

PMAY - U

Pradhan Mantri Awas Yojana - Urban

NationwideIndividualCentralCentral Sector SchemeMinistry Of Housing & Urban AffairsOpen since 2015-06-25

myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

Pradhan Mantri Awas Yojana - Urban (PMAY-U) Scheme was launched on 25th June 2015 by the Hon’ble Prime Minister to provide all-weather pucca houses to all eligible urban households across the nation with the vision of ‘Housing for All’.

In detail

The “Pradhan Mantri Awas Yojana – Urban (PMAY-U)” was launched on 25th June 2015 by the Ministry of Housing & Urban Affairs, Government of India with the vision of “Housing for All” to provide pucca houses to eligible urban households. Implemented by the Ministry of Housing and Urban Affairs, the scheme addresses urban housing shortages, especially for EWS, LIG, and MIG categories, including slum dwellers. It promotes affordable and sustainable housing through components like the Credit Linked Subsidy Scheme (CLSS), offering interest subsidies on housing loans. The mission covers all statutory towns and notified urban areas as per Census 2011. Aadhaar is mandatory for all eligible beneficiaries under the scheme.

Who qualifies

The family identifies as one of the following -

a) Economically Weaker Section (EWS): households with annual income up to ₹3,00,000.

b) Low Income Group (LIG): households with annual income between ₹3,00,001 and ₹6,00,000.

c) Middle Income Group-1 (MIG-1): households with annual income between ₹6,00,001 and ₹12,00,000.

d) Middle Income Group-2 (MIG-2): households with annual income between ₹12,00,001 and ₹18,00,000.

The applicant or his/her family members must not own a pucca house in any part of the country.
The family must comprise of husband/wife and unmarried children.
The town/city in which the family resides must be covered under the scheme.
The family MUST NOT have previously availed the benefits of any housing-related schemes set up by the Government of India.

What you get

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States/UTsBLC & AHPARHISSAssam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, UTs of Jammu and Kashmir, Puducherry, and DelhiCentral Govt. - ₹2.25 lakh/Unit; State Govt. - Min. ₹0.25 lakh/UnitTechnology Innovation Grant Central Govt. - ₹3,000/sqm per unit State Govt.- ₹2,000/sqm per unit Home Loan Subsidy – up to ₹1.80 lakh (Actual Release) per unit by the Government of India as a Central Sector SchemeAll other UTsCentral Govt. - ₹2.50 lakh/UnitDoDoAll other StatesCentral Govt. - ₹1.5 lakh/Unit; State Govt. - Min. ₹1.00 lakh/UnitDoDo

What the CAG’s reports record

How the scheme was set up, as the Comptroller and Auditor General’s reports state it, cited to the printed page. Never what an audit found.

Rajiv Awas Yojana, replaced by this
Began	June 2015; housing for all urban poor by 2022 named in the report “Pradhan Mantri Awas Yojana - Housing for All (Urban)” under Government of India	Comptroller and Auditor General of India, Report No. 4 of 2022, Performance Audit of Implementation of Housing Schemes for Urban Poor in Karnataka, Government of Karnataka, Executive Summary, p. vii.
Implemented by	Goa State Urban Development Agency (nodal agency) named in the report “DAY-NULM; Swachh Bharat Mission (Urban); Pradhan Mantri Awas Yojana (Urban)”	Comptroller and Auditor General of India, Report No. 2 of 2024, Performance Audit of Implementation of 74th Constitutional Amendment Act in Goa, Government of Goa, Appendix 2, p. 63.
Implemented by	State Urban Development Authority (SUDA), Haryana, nodal agency for monitoring named in the report “Pradhan Mantri Awas Yojana (Urban) (PMAY-U)”	Comptroller and Auditor General of India, Report No. 1 of 2022, Performance Audit of Efficacy of Implementation of 74th Constitutional Amendment Act, Government of Haryana, para 4.4.5, p. 32.
Began	2013 (as stated); later subsumed under PMAY	Comptroller and Auditor General of India, Report No. 2 of 2023, Performance Audit on Housing for Urban Poor, Government of Tamil Nadu, para 2.6, p. 12.
Merged into	into PMAY	Comptroller and Auditor General of India, Report No. 2 of 2023, Performance Audit on Housing for Urban Poor, Government of Tamil Nadu, para 2.6, p. 12.

Found elsewhere in government

Not published on myScheme · carried from another government source, with the join score shown so it can be disputed

Budget allocation

₹3,000 cr for 2026-27

Centrally Sponsored · Demand No. 60 · matched to budget line “Pradhan Mantri Awas Yojana - Urban 2.0” at 0.941 (strong)

Union Budget, Expenditure Profile Statement 4A

What it promises to deliver this year

Outcome Budget 2026-27, Output Outcome Monitoring Framework, p.172 · matched at 0.941 (strong)

Indicator	Measure	Target 2026-27
output 1.1	Number of	5.00
output 2.1	Number of EWS	1.50
output 3.1	Number of rental Targets not	1.30
output 1.3	Total subsidy amount	1,500.00
output 1.4	Total subsidy amount	600.00
outcome 1.4	Number of sanctioned	1.00
outcome 2.1	Total beneficiaries for	0.10
outcome 1.1	Occupancy Rate (%) in	90.00

Indicator wording is the first line of a wrapped cell in the source PDF; target values are complete. The framework carries targets and no achieved-versus-promised column, for this scheme or any other.

Why this is here and not above myScheme publishes no budget figure for any scheme. This one comes from the Union Budget Expenditure Profile and is joined by name, so it is shown apart from the checks and never counted in them. A scheme’s launch date, likewise, exists in its gazette notification whether or not the portal repeats it. The checks above ask only whether this portal tells a citizen, which is a different and narrower question.

Listed by Union BudgetCAG audit reportsmyScheme

Documentation completeness

7 of 9 checks passed

Checks are about the record,
not about the scheme.

✓

Eligibility published here812 characters

✓

Benefit amount published hereamount or quantity stated

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Description more than a name237 characters

✗

Implementing agency published herefield absent from the record

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How to apply published here2 URL(s) published

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Start date published here2015-06-25

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End date published hereno end date recorded, so indefinite by omission

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Stored links well-formedall parse

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Not expired while still listedno end date

Something missing or wrong on this page? This register only knows what four government sources publish. If you know where the real figure lives, a link to the notification or order is what lets us publish it. Tell us on GitHub

Provenance

Every field above, and where it came from

schemeName	Pradhan Mantri Awas Yojana - Urban	myScheme · 2026-10-17
schemeOpenDate	2015-06-25	myScheme · 2026-10-17
schemeCloseDate	...	not published at source
nodalMinistryName	Ministry Of Housing & Urban Affairs	myScheme · 2026-10-17
dbtScheme	True	myScheme · 2026-10-17
achievement data	...	no source publishes this for any central scheme