Route · /scheme/pmsby

PMSBY

Pradhan Mantri Suraksha Bima Yojana

NationwideAllCentralCentral Sector SchemeMinistry Of FinanceOpen since 2015-05-09

myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

An Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident.

In detail

An Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident.

Premium:

Rs.20/- per annum per member. The premium will be deducted from the account holder’s bank / Post office account through ‘auto debit’ facility on or before 1st June of each annual coverage period under the scheme.

Coverage Duration:

Coverage under PMJJBY is valid for one year from 1st June to 31st May on payment of annual premium.

Accident cover assurance termination:

The accident cover of the member shall terminate / be restricted accordingly on any of the following events:

On attaining age 70 years (age nearer birth day).
Closure of account with the Bank or insufficiency of balance to keep the insurance in force.

In case a member is covered under PMSBY through more than one account and premium is received by insurance company inadvertently, insurance cover will be restricted to Rs. 2 lakh.

Who qualifies

Individual bank account holders of participating banks aged between 18 years (completed) and 70 years (age nearer birthday) who give their consent to join / enable auto-debit, will be enrolled into the scheme.

What you get

On Death- the Nominee shall get Rs. 2 Lakhs.
Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot- Subscriber shall get Rs. 2 Lakhs.
Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot –subscriber shall get Rs. 1 Lakh.

Listed by myScheme

Documentation completeness

7 of 9 checks passed

Checks are about the record,
not about the scheme.

✓

Eligibility published here210 characters

✓

Benefit amount published hereamount or quantity stated

✓

Description more than a name126 characters

✓

Implementing agency published herenamed

✓

How to apply published here1 URL(s) published

✓

Start date published here2015-05-09

✗

End date published hereno end date recorded, so indefinite by omission

✗

Stored links well-formed3 of 3: leading or trailing whitespace; leading or trailing whitespace; empty

✓

Not expired while still listedno end date

Malformed URL in a stored field

https://jansuraksha.gov.in/Files/PMSBY/English/Rules.pdf
reference field: leading or trailing whitespace

https://jansuraksha.gov.in/Forms-PMSBY.aspx
application field: leading or trailing whitespace

application field: empty

Something missing or wrong on this page? This register only knows what four government sources publish. If you know where the real figure lives, a link to the notification or order is what lets us publish it. Tell us on GitHub

Provenance

Every field above, and where it came from

schemeName	Pradhan Mantri Suraksha Bima Yojana	myScheme · 2026-09-02
schemeOpenDate	2015-05-09	myScheme · 2026-09-02
schemeCloseDate	...	not published at source
nodalMinistryName	Ministry Of Finance	myScheme · 2026-09-02
dbtScheme	False	myScheme · 2026-09-02
achievement data	...	no source publishes this for any central scheme