The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/pseshsfdc

PSESHSFDC

Professional and Self Employment Scheme (HSFDC)
HaryanaIndividualState/ UTNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

Under this scheme, the Corporation provides loans/benefits to individuals from BPL families, whose annual family income does not exceed ₹1,80,000/-, in rural & urban areas. These loans support self-employment activities in fields such as legal profession, Chartered Accountancy, medical practice etc.

In detail

The scheme "Professional and Self Employment Scheme" is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with the bank tie-up schemes. The HSFDC is a Company registered under the Companies Act, 1956 on 02.01.1971. It is a wholly Government-owned Corporation with a 51% share of the State Government and a 49% share of the Government of India.

Under this scheme, the Corporation provides loans/benefits to individuals from Below Poverty Line (BPL) families, whose annual family income does not exceed ₹1,80,000/-, in both rural and urban areas. These loans support self-employment activities in fields such as the legal profession, Chartered Accountancy, medical practice, and other viable professional activities.

Who qualifies

  • The applicant should be a resident of Haryana.
  • The applicant should belong to the Scheduled Caste Category.
  • The applicant should belong to the Below Poverty Line (BPL) family.
  • The applicant's annual family income should not exceed ₹1,80,000/- in both rural and urban areas.
  • The applicant's annual family income should not exceed the BPL limit.
  • The applicant's name should be included in the BPL Survey List.

Note: The eligibility of the applicant is verified by the field staff before sponsoring the same to the bank for sanction.

What you get

Project Cost Ceiling:

  • Up to ₹1,50,000/-.

> Subsidy:

  • Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-)

Margin Money:

  • The Corporation provides margin money @ 10% of the project cost.
  • Margin money is provided @ 4% interest per annum.
  • The interest on bank loan is charged by the banks at their lending policies.

Bank Loan:

  • Besides subsidy and margin money, the composite loan i.e. subsidy and margin money, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries.

> Interest criteria for the loan amount recoverable by HSFDC:

Upto Amount ( ₹)Interest % P.A.Penal Interest % P.A.15,000/- 4 4

Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts AfterInstallment PeriodSame Day180 Days360 Days 180 Days 180 Days

Listed by myScheme
Documentation completeness
7 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here597 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name300 characters
✓
Implementing agency published herenamed
✓
How to apply published hereoffline mode declared, no URL needed
✗
Start date published herenot published
✗
End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameProfessional and Self Employment Scheme (HSFDC)myScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryName...myScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme