The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/rmas

RMAS

Raw Material Assistance Scheme
NationwideIndustriesCentralCentral Sector SchemeMinistry Of Micro, Small and Medium EnterprisesNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

Raw Material Assistance Scheme aims to help MSMEs by way of financing the purchase of Raw Material (Both indigenous & imported). This gives an opportunity to MSMEs to focus better on manufacturing quality products.

In detail

The scheme “Raw Material Assistance Scheme” was started by the National Small Industries Corporation (NSIC), Government of India Enterprise under the Ministry of Micro, Small and Medium Enterprises (MSME) to assist the Micro, Small and Medium Enterprises (MSMEs) in procuring the raw material(s). The Scheme aims to help MSMEs by way of financing the purchase of Raw Materials (Both indigenous & imported). This allows MSMEs to focus better on manufacturing quality products.

Who qualifies

  • Any Manufacturing/Service MSME having a Udyam Registration Certificate can apply for assistance under the Scheme.

Note: No trading activity is allowed under the scheme.

What you get

  • Facilitating procurement of Raw Materials with credit support for up to 180 days.
  • MSMEs helped to avail Economics of Purchases like bulk purchases, cash discounts, etc.
  • Assistance against the security of Bank Guarantee-Rate of interest in respect of assistance availed on or after 01.02.2023:

ParticularsEffective Rate of Interest(% per Annum)Effective Rate of Interest(% per Annum)Normal Interest (Compounded on monthly rest) Upto 180 DaysMicroSmall & Medium(i) Units having valid SME 1 rating***8.759.25(ii) Units having valid SME 2 rating*9.259.75(iii) Other units9.7510.25*Note:** The concessional rate of interest for the good-rated MSMEs, as mentioned at Sl. No. (i) and (ii) in the table above shall be applicable only to those cases, where the units make timely repayments of the Corporation’s dues. The units which have not re-paid its dues within the stipulated 180 days, shall not be eligible for the concessional rate of interest. Such units shall be charged the rate of interest mentioned at Sl. No. (iii) above.

  • Additional rate of interest on delayed payment (beyond 180 days), over and above the normal rate of interest, would be as under:

In case any outstanding is more than 180 days1.25% per quarter> Processing Fee:

Processing FeeMicroSmall & MediumOn new sanctions1.0% per annum1.0% per annumOn Renewal0.5% per annum1.0% per annumNote: Security in the form of Bank Guarantee from Approved Banks.

Listed by myScheme
Documentation completeness
7 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here182 characters
✓
Benefit amount published hereamount or quantity stated
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Description more than a name214 characters
✓
Implementing agency published herenamed
✓
How to apply published hereoffline mode declared, no URL needed
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Start date published herenot published
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End date published hereno end date recorded, so indefinite by omission
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Stored links well-formedall parse
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Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameRaw Material Assistance SchememyScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryNameMinistry Of Micro, Small and Medium EnterprisesmyScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme