The Schemes Register Indian government scheme data · and what is missing from it
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SAISOARRACGF

Scheme for Additional Interest Subsidy over and above RIPS 2024 and Reimbursement of Annual Credit Guarantee Fee
RajasthanBusiness EntityIndustriesState/ UTOpen since 2024-12-04
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

As per the MSME Policy 2024, it supports the establishment of new MSMEs and the expansion, diversification, or modernization of existing ones by offering interest subsidies and reimbursement of guarantee fees to ease access to finance and reduce the cost of credit.

In detail

The "Scheme for Additional Interest Subsidy over and above RIPS 2024 and Reimbursement of Annual Credit Guarantee Fee" has been introduced under the Rajasthan MSME Policy 2024 by the Department of Industries and Commerce, Government of Rajasthan. Under this scheme, support will be provided to selected projects for establishment of new MSMEs or for expansion/ diversification/ modernization of existing MSMEs through the provisions given in the policy. The scheme will remain in force until 31st March 2029.

Objective:

The scheme’s objective is to create new employment opportunities for all sections of society in the state and to ease the establishment of enterprises in the state. The policy envisages supporting the creation of new MSMEs or the expansion/diversification/modernization of existing MSMEs through additional interest subsidies and collateral-free loans.

Scheme Implementation:

This scheme will be implemented through the respective District Industries & Commerce Centers in their districts under the aegis of the Department of Industries & Commerce. Office of the Commissioner, Industries & Commerce will be the nodal agency for the implementation and supervision of the scheme at the state level.

Who qualifies

Following type of beneficiaries would be eligible for additional interest subsidy as per the scheme:

  • Interest subvention subsidy should have been approved for the applicant under RIPS 2024; and
  • Beneficiary enterprise should fall under any of the following categories:
  • One District One Product (ODOP) enterprises in respective districts.
  • Enterprises owned by Scheduled Caste (SC)/Scheduled Tribe (ST) or women entrepreneurs.
  • Young entrepreneurs in the state in the age group of 18 to 45 years for starting their new enterprise for a maximum loan amount of up to ₹10 crore.
  • Establishment of new MSMEs or expansion/ diversification/ modernization of existing MSMEs in Area Category 3 as defined in RIPS 2024.

What you get

Additional Interest Subsidy support over and above RIPS 2024 will be provided to eligible projects for establishment of new MSMEs or for expansion/ diversification/ modernization of existing MSMEs as per below:

Loan Amount for plant and machinery/equipment or apparatusInterest Subvention as per RIPS 2024Additional Interest Subvention under the schemeUp to INR 5 crores6%2%INR 5 crores-10 crores4%1%INR 10 crores-50 crores3%0.5%Note 1: The duration of the additional interest subsidy will be the same as prescribed under RIPS’2024 for MSMEs.

Note 2: Enterprises availing collateral free term loan for plant and machinery/ equipment or apparatus (for loan amount below INR 5 Cr. only) from Member Lending Institutions (MLIs) under CGTMSE will be eligible to avail assistance as reimbursement of 100% Annual Guarantee Fees paid to MLIs for the period of seven (7) years.

Listed by myScheme
Documentation completeness
9 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here729 characters
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Benefit amount published hereamount or quantity stated
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Description more than a name265 characters
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Implementing agency published herenamed
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How to apply published hereoffline mode declared, no URL needed
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Start date published here2024-12-04
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End date published here2029-03-31
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Stored links well-formedall parse
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Not expired while still listed2029-03-31
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Provenance

Every field above, and where it came from
schemeNameScheme for Additional Interest Subsidy over and above RIPS 2024 and Reimbursement of Annual Credit Guarantee FeemyScheme · 2026-09-02
schemeOpenDate2024-12-04myScheme · 2026-09-02
schemeCloseDate2029-03-31myScheme · 2026-09-02
nodalMinistryName...myScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme