Route · /scheme/sawemu

SAWEMU

Scheme Of Assistance To Women Entrepreneurs (Mahalir Udavi)

PuducherryBusiness EntityState/ UTNo start date

myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

The scheme aims to extend financial assistance to new or existing Micro Enterprises and Small Scale Industry units exclusively promoted by women or having a majority of women entrepreneurs. It provides term loans and working capital assistance up to 75% of the project cost.

In detail

The scheme "Scheme Of Assistance To Women Entrepreneurs (Mahalir Udavi)" was launched by the Pondicherry Industrial Promotion Development and Investment Corporation Limited (PIPDIC), Department of Industries & Commerce, Puducherry. The scheme aims to extend financial assistance to new or existing Micro Enterprises promoted exclusively by women entrepreneurs or consisting of a majority of women entrepreneurs. The scheme provides a loan for acquiring fixed assets and/or meeting the working capital requirement for setting up new Small Scale Industry Units or Micro Enterprises, with financial assistance considered up to a maximum of 75% of the project cost, provided the total project cost does not exceed ₹20,00,000/-. The applications for this scheme are accepted online through the PIPDIC portal.

Who qualifies

All existing and new SSI/Tiny units promoted exclusively by women entrepreneurs / consisting of majority of women entrepreneurs.

What you get

Financial assistance shall be considered up to a maximum of 75% of the project cost.
The loan is provided for acquiring fixed assets.
The loan is provided to meet the working capital requirement.
A concessional rate of interest of 0.5% less than the normal rate is charged for units promoted by Women.
A 50% concession is provided on the investigation fee.
The maximum term loan repayment period is 10 years.

##### Conditions

_The project cost shall not exceed ₹20,00,000/-._
_The Promoter’s contribution must be 25% of the project cost._
_The Debt Equity Ratio (DER) shall be 3:1._
_Repayment period is a maximum of 10 years, which includes a moratorium period of a maximum of 2 years, depending upon the period of implementation._
_Collateral security in the form of immovable property shall be offered as per the lending policy of the Corporation._
_Apart from collateral security, proposed fixed assets must be covered by mortgage and/or hypothecation._
_For units promoted by women entrepreneurs, the value of the immovable property to be offered as collateral security is reduced and fixed at 50% of the loan amount._

Listed by myScheme

Documentation completeness

5 of 9 checks passed

Checks are about the record,
not about the scheme.

✓

Eligibility published here135 characters

✓

Benefit amount published hereamount or quantity stated

✓

Description more than a name274 characters

✗

Implementing agency published herefield absent from the record

✗

How to apply published hereno URL and no offline mode declared

✗

Start date published herenot published

✗

End date published hereno end date recorded, so indefinite by omission

✓

Stored links well-formedall parse

✓

Not expired while still listedno end date

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Provenance

Every field above, and where it came from

schemeName	Scheme Of Assistance To Women Entrepreneurs (Mahalir Udavi)	myScheme · 2026-09-02
schemeOpenDate	...	not published at source
schemeCloseDate	...	not published at source
nodalMinistryName	...	myScheme · 2026-09-02
dbtScheme	False	myScheme · 2026-09-02
achievement data	...	no source publishes this for any central scheme