LSBDAADC
What this is
The scheme aims to promote self-employment among Scheduled Caste individuals belonging to Antyodaya Anna Yojana families by providing financial assistance for starting small businesses. Under this scheme, eligible beneficiaries are provided a loan of upto ₹1,25,000/- at a concessional interest rate.
In detail
The "Loan for Small Businesses" scheme is implemented by the Dr. Ambedkar Antyodaya Development Corporation (DAADC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment among Scheduled Caste (SC) individuals belonging to Antyodaya Anna Yojana (AAY) families by providing financial assistance for starting small businesses or self-employment ventures. Under this scheme, eligible beneficiaries are provided a loan of up to ₹1,25,000 at a concessional interest rate.
Who qualifies
- The applicant should be a resident of Gujarat.
- The applicant should belong to the Scheduled Caste (SC) category.
- The applicant should belong to an Antyodaya Anna Yojana (AAY) family.
- The applicant’s annual family income should not exceed ₹3,00,000/-.
- The applicant should intend to start or expand a small business or occupation.
- The applicant should be able to provide two guarantors.
What you get
Loan Amount:
- Up to ₹1,25,000/-
*Interest Rate*_:_
- 4% per annum
*Loan Tenure:*__
- 60 months (5 years)
*Guarantors Required:*__
- Two guarantors
State Government Contribution:
- 100% (no beneficiary share required)
Approximate Installment Amount:
- ₹2,302/- per month (maximum)
not about the scheme.
Provenance
| schemeName | Loan for Small Businesses (DAADC) | myScheme · 2026-09-02 |
| schemeOpenDate | ... | not published at source |
| schemeCloseDate | ... | not published at source |
| nodalMinistryName | ... | myScheme · 2026-09-02 |
| dbtScheme | False | myScheme · 2026-09-02 |
| achievement data | ... | no source publishes this for any central scheme |