Route · /scheme/seloanwomen

SELOANWOMEN

Self-Employment loan scheme for Minority Widows, Divorcees / Abandoned Women

KeralaIndividualState/ UTNo start date

myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

The scheme aims to provide self-employment loans to women from minority communities. Financial assistance with a 20% subsidy is provided to widows, divorced women, and abandoned women from minority communities. The scheme is implemented by the KSMDFC.

In detail

The scheme "Self-Employment loan scheme for Minority Widows, Divorcees / Abandoned Women" was introduced by the State Minority Welfare Department, Government of Kerala. The scheme aims to provide self-employment loans to women from minority communities. Through this scheme, government financial assistance with a 20% subsidy is provided to widows, divorced women, and abandoned women from minority communities. The scheme is implemented by the Kerala State Minority Development Finance Corporation.

Who qualifies

The applicant must belong to a minority community (Muslim, Christian, Buddhist, Sikh, Parsi, Jain).
The applicant should be a widow, divorced woman, or abandoned woman.
The applicant's age should be between 20 and 60 years.
The applicant's family's annual income should not exceed ₹2,50,000/-.

> Preference/Priority

Priority will be given to mothers of children below 18 years of age.
Priority will be given to widows from families identified through the extreme poverty identification survey.

What you get

Financial assistance of up to ₹1,00,000/- as a government subsidy.
Maximum loan amount of ₹5,00,000/-.
The interest rate on the loan amount (excluding subsidy) is 6%.

> Conditions/Criteria Associated with Benefits:

A 20% subsidy (maximum ₹1,00,000/-) is provided on the loan amount.

For a loan amount of ₹1,00,000/-, the subsidy is ₹20,000/-.
For a loan amount of ₹2,00,000/-, the subsidy is ₹40,000/-.
For a loan amount of ₹3,00,000/-, the subsidy is ₹60,000/-.
For a loan amount of ₹4,00,000/-, the subsidy is ₹80,000.
For a loan amount of ₹5,00,000/-, the subsidy is ₹1,00,000/-.

_*At each stage of disbursement, photos and bills must be submitted._

_*Direct inspection will be conducted at each stage of disbursement._

_*An additional interest of 6% will be charged for misuse of funds._

Who is excluded

The following types of land are not accepted as collateral: Kuzhikanam, Verumpattom, Devaswam Verumpattom, pledged land, and agricultural fields (if patta is not received).
Residential land less than 4 cents will not be accepted as collateral.

Listed by myScheme

Documentation completeness

6 of 9 checks passed

Checks are about the record,
not about the scheme.

✓

Eligibility published here533 characters

✓

Benefit amount published hereamount or quantity stated

✓

Description more than a name251 characters

✗

Implementing agency published herefield absent from the record

✓

How to apply published hereoffline mode declared, no URL needed

✗

Start date published herenot published

✗

End date published hereno end date recorded, so indefinite by omission

✓

Stored links well-formedall parse

✓

Not expired while still listedno end date

Something missing or wrong on this page? This register only knows what four government sources publish. If you know where the real figure lives, a link to the notification or order is what lets us publish it. Tell us on GitHub

Provenance

Every field above, and where it came from

schemeName	Self-Employment loan scheme for Minority Widows, Divorcees / Abandoned Women	myScheme · 2026-09-02
schemeOpenDate	...	not published at source
schemeCloseDate	...	not published at source
nodalMinistryName	...	myScheme · 2026-09-02
dbtScheme	...	myScheme · 2026-09-02
achievement data	...	no source publishes this for any central scheme