The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
Route · /scheme/sssgbcdc

SSYGBCDC

Swayam Saksham Yojana (GBCDC)
GujaratIndividualState/ UTNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

This scheme aims to instill a sense of self-reliance in the youth belonging to backward classes after receiving vocational education/training. Under this scheme, eligible youth are provided loans at a low-interest rate to start self-employment ventures.

In detail

The scheme "Swayam Saksham Yojana" is implemented by the Gujarat Backward Classes Development Corporation (GBCDC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to inculcate the spirit of self-reliance among socially and educationally backward class youth who have received vocational or professional training. Under this scheme, low-interest loans are provided to educated unemployed youth for setting up self-employment ventures like clinics, law offices, engineering units, and more. The initiative focuses on empowering beneficiaries to start independent businesses with financial assistance, promoting economic inclusion and entrepreneurship.

Who qualifies

  • The applicant should be a resident of Gujarat.
  • The applicant should belong to the Socially and Educationally Backward Classes (SEBC).
  • The applicant should be between 18 and 35 years of age on the date of application.
  • The applicant should be unemployed but professionally educated (e.g., doctor, engineer, lawyer, CA, etc.).
  • The total annual family income of the applicant should not exceed ₹3,00,000/-.
  • The applicant should have completed a professional course (degree or diploma).
  • The applicant should intend to start a professional business such as clinics, nursing homes, physiotherapy clinics, biomedical labs, legal offices, medical stores, architect offices, engineering units, C.A. offices, etc.

What you get

Loan Amount:

  • Up to ₹5,00,000/- per applicant.

Interest Rate:

  • 6% per annum.

Loan Share: Under the scheme, the loan will be distributed in a unit cost ratio where-

  • 85% will be covered by a national corporation
  • 10% by State Government
  • 5% contribution by the beneficiary

Repayment Terms:

  • This loan will have to be repaid in 60 equal monthly installments including interest.
Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here732 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name253 characters
✓
Implementing agency published herenamed
✗
How to apply published hereno URL and no offline mode declared
✗
Start date published herenot published
✗
End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
✓
Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameSwayam Saksham Yojana (GBCDC)myScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryName...myScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme