The Schemes Register Indian government scheme data · and what is missing from it
Last complete collection today ·snapshot 2026-09-02 · 4,771 of 4,772 records · 48/48 pages ·verdict COMPLETE ·2 snapshot(s) held
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TLS

Term Loan Scheme
MaharashtraIndividualState/ UTNo start date
myScheme’s own wording, reproduced in full. Where it is thin, that is the finding, and the completeness checks are below.

What this is

The scheme aims to uplift the economically disadvantaged Charmakar community (Dhor, Chambhar, Holar, Mochi, etc.) by promoting their educational, economic, and social development, helping them gain a respectable place in society.

In detail

The scheme "Term Loan Scheme" by the Department of Social Justice & Special Assistance, Government of Maharashtra and funded by the National Scheduled Castes Finance and Development Corporation (NSFDC), aims to uplift economically disadvantaged members of the Charmakar community (Dhor, Chambhar, Holar, Mochi, etc.). The scheme focuses on their educational, economic, and social advancement, helping them secure a respectable place in society. It also supports the production of various types of footwear and leather goods for supply to government departments and sale in the open market.

Who qualifies

  • The applicant should be a permanent resident of Maharashtra.
  • The applicant should belong to the Charmakar Community.
  • The applicant's age should be between 18 and 50 years.
  • For the 50% Subsidy Scheme and Margin Money, the applicant's annual income should be below the poverty line.
  • The applicant should be able to provide an Income and Caste Certificate from an authorized government officer.
  • The applicant should have knowledge of the business for which they are applying for the loan.
  • For the NSFDC Scheme:
  • Income should be below ₹98,000 for rural areas.
  • Income should be below ₹1,20,000 for urban areas.

What you get

> Loan Amount:

  • NSFDC provides Term Loans ranging from ₹1,00,000 to ₹2,50,000 for various schemes, with separate limits for vehicle loans.

> Project Financing:

  • NSFDC finances 75% of the project cost. The corporation provides 20% as a Seed Loan. ₹10,000 is provided as a subsidy.
  • The remaining 5% of the project cost is contributed by the beneficiary.

> Interest Rates:

> For Loans up to ₹5,00,000: NSFDC charges 7% per annum. The corporation charges 4% per annum.

> For Loans above ₹5,00,000: NSFDC charges 8% per annum. The corporation charges 4% per annum.

  • Repayment Terms: Loan instalments are payable monthly over a period of up to 60 months.- This structure ensures clear and concise information about the Term Loan Scheme for potential beneficiaries.
Listed by myScheme
Documentation completeness
6 of 9 checks passed
Checks are about the record,
not about the scheme.
✓
Eligibility published here643 characters
✓
Benefit amount published hereamount or quantity stated
✓
Description more than a name229 characters
✗
Implementing agency published herefield absent from the record
✓
How to apply published hereoffline mode declared, no URL needed
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Start date published herenot published
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End date published hereno end date recorded, so indefinite by omission
✓
Stored links well-formedall parse
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Not expired while still listedno end date
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Provenance

Every field above, and where it came from
schemeNameTerm Loan SchememyScheme · 2026-09-02
schemeOpenDate...not published at source
schemeCloseDate...not published at source
nodalMinistryName...myScheme · 2026-09-02
dbtSchemeFalsemyScheme · 2026-09-02
achievement data...no source publishes this for any central scheme